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Cheapest cars to insure Every car on the market belongs to one of 50 car insurance groups — find out which ones are the cheapest to insure Read more. Car insurance — the basics Read our list of frequently asked car insurance questions for the facts on why you need car insurance, the types of cover, excesses and more Black box car insurance Black box insurance, also known as telematics or pay as you go insurance, could help you to save money. Top 10 tips for cutting the cost of car insurance Read on for our top 10 tips for cutting the cost of your car insurance, or get started now by comparing quotes below Types of car insurance It may be tempting to opt for the cheapest policy available, but sacrificing quality of cover for a low price tag might give you an unwelcome and expensive shock later on Cheap car insurance for young drivers Young drivers insurance for cars is notoriously expensive — find out why and what you can do to lessen the blow and find cheap insurance for young drivers More car insurance guides 9 ways to get cheap car insurance for young drivers Is my car insured?


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Getting started with our car insurance comparison tool What details do you need to get car insurance quotes? If you do make a claim, your discount will normally be less at the next renewal if your insurance company cannot get their money back from the person responsible. When you get a car insurance quote, we'll ask how many years no claims discount you have. It can be found on the renewal or cancellation notice from your previous insurer.

If you're asked later to provide proof of the discount you've earned, you can use the renewal or cancellation notice, or a letter on headed paper from your previous insurer. Yes, you can pay an additional premium to protect your no claims discount.

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Depending on your insurer, you can usually make two 'fault' claims in a 3- or 5-year period without affecting your no claims discount. If you make a claim following an accident that is not your fault, and the driver of the other vehicle is not insured, you will not lose your no claims discount or have to pay any excess. We just ask you to tell us the other vehicle's make, model and valid registration number, so that we can identify the driver of the other vehicle.

Yes they can. Named drivers over 25 can earn their own no claims discount to use on a policy with us. See our page about named drivers. It's better known as 'Thatcham' after the Berkshire town where it's based. Most insurers like these products and give you discounts if you get them for your car. The police can track a stolen car with an electronic signal sent by this bit of kit hidden in the car.

Most cars that have this are found after they are stolen. Before you call, please see how to make a motor insurance claim.

Yes, a courtesy car is available with comprehensive cover. Following an accident, you will be provided with another car while yours is undergoing repair. When you buy comprehensive cover direct from us, you also get a courtesy car for a total loss claim, where the vehicle is written off or stolen and unrecovered, or for accidents occurring outside the UK. If you have comprehensive cover, then windscreen cover is included.

We cover the windscreen, sunroof and the remaining windows. And your no claims discount is not affected by a windscreen claim. A windscreen replacement is subject to the applicable excess, but there is no excess to pay on a windscreen repair. You can check your windscreen replacement excess when you get a quote online.

Please call and select option 1 to make any change to your policy. If you have changed your vehicle, we'll need the same type of details as you provided for the previous model, such as registration number, market value and any modifications. Usually yes — call us on and ask to add a temporary additional vehicle TAV. We'll need to know all the details of the model.


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Allowing a TAV is subject to the current insurer accepting the risk. Test drives are not covered.

Why buy cheap car insurance from us?

The Car Insurance Policy Booklet contains the full terms and conditions for AA Car Insurance, and tells you about the main features and limits of the policy. Car Insurance Policy Booklet.

You may contact us using Text Relay. This information is also available in large print, audio and Braille on request. Please call for details. Policies purchased between 29 October and 3 September , or renewed between 28 November and 2 October Policies purchased between 25 May and 28 October , or renewed between 25 May and 27 November About your contract with AA Insurance Services. Sign in to view your car insurance policy. When you buy comprehensive cover direct from the AA, you also get a courtesy car for up to 21 days if your car is written off or stolen and not recovered.

This additional cover isn't available through price comparison and cashback websites. This offer applies to vehicle cover, which means your car is covered whoever is driving. Personal cover is also available at a discounted rate, which is cover for you as a driver or passenger in any vehicle.

Roadside Assistance breakdown cover will be renewed automatically, unless you ask us not to. See the full Roadside offer terms and conditions. Prices based on comprehensive cover only. The car must be less than 13 months old from the date of first registration, and you must be the first and only registered keeper. Defaqto 5 Star Rating. For the 10th year running, AA comprehensive car insurance has been given a 5 Star Rating from Defaqto. Defaqto is an independent financial information business, helping financial institutions, financial advisers and consumers make better informed decisions.

Registered in England and Wales number Or we can call you back. Get a quote Retrieve a quote. Why insure your car with us?

How to find good, cheap car insurance

Finding the right car insurance for you Buying car insurance can be tricky. What types of car insurance are available? Don't just take our word for it, see what our customers have to say. Increase your cover with optional extras. Motor legal assistance Avoid being left out-of-pocket following a claim where the other party is clearly to blame.

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Get legal assistance to seek recovery of uninsured losses from the party at fault, such as: Car insurance policy excess Alternative transport costs Loss of earnings Compensation for a personal injury We will provide cover where it is more likely than not your claim will be successful. Excess protection Claim back your policy excess on a claim where you're at fault or the other party involved cannot be identified.

You can get your excess back on a claim for: Accidental damage Malicious damage Theft or attempted theft Fire More information and policy documents. Car insurance advice. Make sure you're insured Stay on the right side of the law. We are able to define to you all the important wordings and sections within each policy, and to help you understand what that means in a real-world situation. When you choose to obtain affordable car insurance through One Sure, you can rest assured knowing that we will always strive to provide advice where possible to help you not only save money, but to ensure that you are aware of all the added extras our insurers and providers offer.

Be aware that if you buy and sell cars, and are considered a Motor Trader, you will benefit more from buying either a road risks or combined premises motor trading policy.

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